Welcome to Risk in Finance and Insurance

The research group "Risk in Finance and Insurance" focuses on the study of measurement, control and evaluation of institutional risk and insurance risk, from investment portfolio risk to customer selection. The group was established in 1992. Today it is formed by researchers at the University of Barcelona and associated researchers from Danish institutions. It is a multidisciplinary group, working in the field of Actuarial Statistics, Insurance Econometrics, Economic Theory and Financial Econometrics.

Econometric and actuarial methods are used to evaluate the risk undertaken by a company. We study interest rates, methods to improve pricing systems and credit products. Modeling techniques include those aimed at detecting adverse selection, controlling fraud and dealing with asymmetric information in the insurance contract. The international scope of this research group is recognized by awards, publications in academic journals and a sequence of research activities being held in Barcelona. The group has also worked on risk in life insurance products and pension schemes.