{"id":3217,"date":"2022-03-13T08:41:45","date_gmt":"2022-03-13T08:41:45","guid":{"rendered":"https:\/\/www.ub.edu\/private-pensions\/?page_id=3217"},"modified":"2026-07-07T10:31:22","modified_gmt":"2026-07-07T10:31:22","slug":"inicio","status":"publish","type":"page","link":"https:\/\/www.ub.edu\/private-pensions\/","title":{"rendered":"inicio"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 header-home hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-0 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\t\t<div class=\"wppsac-wrap wppsac-slick-slider-wrp wppsac-clearfix inventosimagen\" data-conf=\"{&quot;dots&quot;:&quot;true&quot;,&quot;arrows&quot;:&quot;true&quot;,&quot;autoplay&quot;:&quot;true&quot;,&quot;autoplay_interval&quot;:&quot;8000&quot;,&quot;speed&quot;:&quot;500&quot;,&quot;rtl&quot;:&quot;false&quot;,&quot;lazyload&quot;:&quot;&quot;}\">\r\n\t\t\t<div id=\"wppsac-post-slider-1\" class=\"wppsac-post-slider-init wppsac-post-slider design-1\">\r\n\t\t\t\t<div class=\"wppsac-post-slides\">\r\n\t<div class=\"wppsac-post-content-position\">\r\n\t\t<div class=\"wppsac-post-content-left wp-medium-8 wpcolumns\">\r\n\t\t\t\t\t\t<div class=\"wppsac-post-categories\"><ul class=\"wppsac-post-categories-list\"><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/destacados\/\">Destacados<\/a><\/li><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/noticias\/\">Noticias<\/a><\/li><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/opinion\/\">Opini\u00f3n<\/a><\/li><\/ul><\/div>\r\n\t\t\t\r\n\t\t\t<h2 class=\"wppsac-post-title\">\r\n\t\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/10\/05\/laura-guitart-reclama-una-educacion-financiera-basada-en-datos-y-evidencias\/\">Laura Guitart reclama una educaci\u00f3n financiera basada en datos y evidencias<\/a>\r\n\t\t\t<\/h2>\r\n\r\n\t\t\t\t\t\t<div class=\"wppsac-post-date\">\r\n\t\t\t\toctubre 5, 2026\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"wppsac-post-content\">\r\n\t\t\t\t<div class=\"wppsac-sub-content\">La decana de la Facultad de Econom\u00eda y Empresa de la Universitat de Barcelona, Laura Guitart Tarr\u00e9s, ha aprovechado el D\u00eda de la Educaci\u00f3n Financiera para reivindicar, desde su columna en La Vanguardia, el conocimiento financiero como una inversi\u00f3n imprescindible para el bienestar colectivo. Guitart advierte de que las decisiones...<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t<div class=\"wppsac-post-image-bg\">\r\n\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/10\/05\/laura-guitart-reclama-una-educacion-financiera-basada-en-datos-y-evidencias\/\">\r\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"wppsac-post-image\"  src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/10\/reunion_oficina_personajes_inventados.jpg\" alt=\"Laura Guitart reclama una educaci\u00f3n financiera basada en datos y evidencias\" \/>\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wppsac-post-slides\">\r\n\t<div class=\"wppsac-post-content-position\">\r\n\t\t<div class=\"wppsac-post-content-left wp-medium-8 wpcolumns\">\r\n\t\t\t\t\t\t<div class=\"wppsac-post-categories\"><ul class=\"wppsac-post-categories-list\"><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/destacados\/\">Destacados<\/a><\/li><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/noticias\/\">Noticias<\/a><\/li><\/ul><\/div>\r\n\t\t\t\r\n\t\t\t<h2 class=\"wppsac-post-title\">\r\n\t\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/10\/02\/vivir-100-anos-hara-el-ahorro-y-los-seguros-mas-importantes-que-nunca\/\">Vivir 100 a\u00f1os har\u00e1 el ahorro y los seguros m\u00e1s importantes que nunca<\/a>\r\n\t\t\t<\/h2>\r\n\r\n\t\t\t\t\t\t<div class=\"wppsac-post-date\">\r\n\t\t\t\toctubre 2, 2026\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"wppsac-post-content\">\r\n\t\t\t\t<div class=\"wppsac-sub-content\">Xavier Varea, director del Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria, public\u00f3 el 2 de octubre en La Vanguardia un art\u00edculo sobre las consecuencias financieras del aumento de la longevidad. Varea explica que el modelo de vida heredado del siglo XX (estudiar, trabajar y jubilarse) est\u00e1 agotado. Con...<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t<div class=\"wppsac-post-image-bg\">\r\n\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/10\/02\/vivir-100-anos-hara-el-ahorro-y-los-seguros-mas-importantes-que-nunca\/\">\r\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"wppsac-post-image\"  src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/05\/posgrado-ub-silver-economy.jpg\" alt=\"Vivir 100 a\u00f1os har\u00e1 el ahorro y los seguros m\u00e1s importantes que nunca\" \/>\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wppsac-post-slides\">\r\n\t<div class=\"wppsac-post-content-position\">\r\n\t\t<div class=\"wppsac-post-content-left wp-medium-8 wpcolumns\">\r\n\t\t\t\t\t\t<div class=\"wppsac-post-categories\"><ul class=\"wppsac-post-categories-list\"><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/destacados\/\">Destacados<\/a><\/li><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/noticias\/\">Noticias<\/a><\/li><\/ul><\/div>\r\n\t\t\t\r\n\t\t\t<h2 class=\"wppsac-post-title\">\r\n\t\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/25\/fedea-y-el-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-analizan-los-retos-del-sistema-publico-de-pensiones\/\">Fedea y el Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria analizan los retos del sistema p\u00fablico de pensiones<\/a>\r\n\t\t\t<\/h2>\r\n\r\n\t\t\t\t\t\t<div class=\"wppsac-post-date\">\r\n\t\t\t\tseptiembre 25, 2026\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"wppsac-post-content\">\r\n\t\t\t\t<div class=\"wppsac-sub-content\">Javier Varea, director del Observatorio, ha moderado la primera sesi\u00f3n de la II Jornada sobre el Sistema P\u00fablico de Pensiones y Seguridad Social, organizada por Fedea con la colaboraci\u00f3n de la Fundaci\u00f3n Ram\u00f3n Areces. La Fundaci\u00f3n de Estudios de Econom\u00eda Aplicada (Fedea) ha celebrado hoy, en la sede de la...<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t<div class=\"wppsac-post-image-bg\">\r\n\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/25\/fedea-y-el-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-analizan-los-retos-del-sistema-publico-de-pensiones\/\">\r\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"wppsac-post-image\"  src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/09\/JORNADA_FEDEA_20260925.jpeg\" alt=\"Fedea y el Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria analizan los retos del sistema p\u00fablico de pensiones\" \/>\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wppsac-post-slides\">\r\n\t<div class=\"wppsac-post-content-position\">\r\n\t\t<div class=\"wppsac-post-content-left wp-medium-8 wpcolumns\">\r\n\t\t\t\t\t\t<div class=\"wppsac-post-categories\"><ul class=\"wppsac-post-categories-list\"><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/destacados\/\">Destacados<\/a><\/li><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/noticias\/\">Noticias<\/a><\/li><\/ul><\/div>\r\n\t\t\t\r\n\t\t\t<h2 class=\"wppsac-post-title\">\r\n\t\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/23\/el-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-estructura-de-investigacion-de-la-universidad-de-barcelona-distinguido-con-el-premio-finanzas-para-todos-2026-por-una-inno\/\">El Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria, estructura de investigaci\u00f3n de la Universidad de Barcelona, distinguido con el Premio Finanzas para Todos 2026 por una innovadora herramienta para medir el desarrollo financiero de la ciudadan\u00eda<\/a>\r\n\t\t\t<\/h2>\r\n\r\n\t\t\t\t\t\t<div class=\"wppsac-post-date\">\r\n\t\t\t\tseptiembre 23, 2026\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"wppsac-post-content\">\r\n\t\t\t\t<div class=\"wppsac-sub-content\">El \u00cdndice de Desarrollo Financiero Personal (IDFP), elaborado por investigadores del Observatorio pertenecientes al Departamento de Matem\u00e1tica Econ\u00f3mica, Financiera y Actuarial de la Facultad de Econom\u00eda y Empresa de la Universidad de Barcelona, recibe el reconocimiento del Plan de Educaci\u00f3n Financiera impulsado por la CNMV, el Banco de Espa\u00f1a y...<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t<div class=\"wppsac-post-image-bg\">\r\n\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/23\/el-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-estructura-de-investigacion-de-la-universidad-de-barcelona-distinguido-con-el-premio-finanzas-para-todos-2026-por-una-inno\/\">\r\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"wppsac-post-image\"  src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/09\/PREMIO_FINANZAS_PARA_TODOS.jpeg\" alt=\"El Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria, estructura de investigaci\u00f3n de la Universidad de Barcelona, distinguido con el Premio Finanzas para Todos 2026 por una innovadora herramienta para medir el desarrollo financiero de la ciudadan\u00eda\" \/>\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wppsac-post-slides\">\r\n\t<div class=\"wppsac-post-content-position\">\r\n\t\t<div class=\"wppsac-post-content-left wp-medium-8 wpcolumns\">\r\n\t\t\t\t\t\t<div class=\"wppsac-post-categories\"><ul class=\"wppsac-post-categories-list\"><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/destacados\/\">Destacados<\/a><\/li><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/noticias\/\">Noticias<\/a><\/li><\/ul><\/div>\r\n\t\t\t\r\n\t\t\t<h2 class=\"wppsac-post-title\">\r\n\t\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/22\/pilar-rivas-subdirectora-del-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-distinguida-con-la-mencion-m-encarna-sanahuja-yll-2026\/\">Pilar Rivas, subdirectora del Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria, distinguida con la menci\u00f3n M. Encarna Sanahuja Yll 2026<\/a>\r\n\t\t\t<\/h2>\r\n\r\n\t\t\t\t\t\t<div class=\"wppsac-post-date\">\r\n\t\t\t\tseptiembre 22, 2026\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"wppsac-post-content\">\r\n\t\t\t\t<div class=\"wppsac-sub-content\">La Generalitat de Catalunya reconoce su trayectoria acad\u00e9mica y su contribuci\u00f3n a la incorporaci\u00f3n de la perspectiva de g\u00e9nero en la docencia universitaria. La profesora Pilar Rivas Vallejo, subdirectora del Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria, ha sido distinguida por la Generalitat de Catalunya con la menci\u00f3n...<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t<div class=\"wppsac-post-image-bg\">\r\n\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/22\/pilar-rivas-subdirectora-del-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-distinguida-con-la-mencion-m-encarna-sanahuja-yll-2026\/\">\r\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"wppsac-post-image\"  src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/09\/reconeixement-Pilar-Rivas.avif\" alt=\"Pilar Rivas, subdirectora del Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria, distinguida con la menci\u00f3n M. Encarna Sanahuja Yll 2026\" \/>\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):before, .fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):after {color: #ff9800;}.fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover, .fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:before, .fusion-fullwidth.fusion-builder-row-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #607d8b;}.fusion-fullwidth.fusion-builder-row-1 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-1 .fusion-filters .fusion-filter.fusion-active a {border-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-1 .pagination .current {border-color: #607d8b; background-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-1 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-1 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-1 .fusion-popover, .fusion-fullwidth.fusion-builder-row-1 .tooltip-shortcode {color: #607d8b;}#main .fusion-fullwidth.fusion-builder-row-1 .post .blog-shortcode-post-title a:hover {color: #607d8b;}<\/style><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-1 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;width:100%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\t\t<div class=\"wppsac-wrap wppsac-slick-slider-wrp wppsac-clearfix \" data-conf=\"{&quot;dots&quot;:&quot;true&quot;,&quot;arrows&quot;:&quot;true&quot;,&quot;autoplay&quot;:&quot;true&quot;,&quot;autoplay_interval&quot;:&quot;8000&quot;,&quot;speed&quot;:&quot;500&quot;,&quot;rtl&quot;:&quot;false&quot;,&quot;lazyload&quot;:&quot;&quot;}\">\r\n\t\t\t<div id=\"wppsac-post-slider-2\" class=\"wppsac-post-slider-init wppsac-post-slider design-1\">\r\n\t\t\t\t<div class=\"wppsac-post-slides\">\r\n\t<div class=\"wppsac-post-content-position\">\r\n\t\t<div class=\"wppsac-post-content-left wp-medium-8 wpcolumns\">\r\n\t\t\t\t\t\t<div class=\"wppsac-post-categories\"><ul class=\"wppsac-post-categories-list\"><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/destacados\/\">Destacados<\/a><\/li><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/noticias\/\">Noticias<\/a><\/li><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/opinion\/\">Opini\u00f3n<\/a><\/li><\/ul><\/div>\r\n\t\t\t\r\n\t\t\t<h2 class=\"wppsac-post-title\">\r\n\t\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/10\/05\/laura-guitart-reclama-una-educacion-financiera-basada-en-datos-y-evidencias\/\">Laura Guitart reclama una educaci\u00f3n financiera basada en datos y evidencias<\/a>\r\n\t\t\t<\/h2>\r\n\r\n\t\t\t\t\t\t<div class=\"wppsac-post-date\">\r\n\t\t\t\toctubre 5, 2026\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"wppsac-post-content\">\r\n\t\t\t\t<div class=\"wppsac-sub-content\">La decana de la Facultad de Econom\u00eda y Empresa de la Universitat de Barcelona, Laura Guitart Tarr\u00e9s, ha aprovechado el D\u00eda de la Educaci\u00f3n Financiera para reivindicar, desde su columna en La Vanguardia, el conocimiento financiero como una inversi\u00f3n imprescindible para el bienestar colectivo. Guitart advierte de que las decisiones...<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t<div class=\"wppsac-post-image-bg\">\r\n\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/10\/05\/laura-guitart-reclama-una-educacion-financiera-basada-en-datos-y-evidencias\/\">\r\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"wppsac-post-image\"  src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/10\/reunion_oficina_personajes_inventados.jpg\" alt=\"Laura Guitart reclama una educaci\u00f3n financiera basada en datos y evidencias\" \/>\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wppsac-post-slides\">\r\n\t<div class=\"wppsac-post-content-position\">\r\n\t\t<div class=\"wppsac-post-content-left wp-medium-8 wpcolumns\">\r\n\t\t\t\t\t\t<div class=\"wppsac-post-categories\"><ul class=\"wppsac-post-categories-list\"><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/destacados\/\">Destacados<\/a><\/li><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/noticias\/\">Noticias<\/a><\/li><\/ul><\/div>\r\n\t\t\t\r\n\t\t\t<h2 class=\"wppsac-post-title\">\r\n\t\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/10\/02\/vivir-100-anos-hara-el-ahorro-y-los-seguros-mas-importantes-que-nunca\/\">Vivir 100 a\u00f1os har\u00e1 el ahorro y los seguros m\u00e1s importantes que nunca<\/a>\r\n\t\t\t<\/h2>\r\n\r\n\t\t\t\t\t\t<div class=\"wppsac-post-date\">\r\n\t\t\t\toctubre 2, 2026\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"wppsac-post-content\">\r\n\t\t\t\t<div class=\"wppsac-sub-content\">Xavier Varea, director del Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria, public\u00f3 el 2 de octubre en La Vanguardia un art\u00edculo sobre las consecuencias financieras del aumento de la longevidad. Varea explica que el modelo de vida heredado del siglo XX (estudiar, trabajar y jubilarse) est\u00e1 agotado. Con...<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t<div class=\"wppsac-post-image-bg\">\r\n\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/10\/02\/vivir-100-anos-hara-el-ahorro-y-los-seguros-mas-importantes-que-nunca\/\">\r\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"wppsac-post-image\"  src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/05\/posgrado-ub-silver-economy.jpg\" alt=\"Vivir 100 a\u00f1os har\u00e1 el ahorro y los seguros m\u00e1s importantes que nunca\" \/>\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wppsac-post-slides\">\r\n\t<div class=\"wppsac-post-content-position\">\r\n\t\t<div class=\"wppsac-post-content-left wp-medium-8 wpcolumns\">\r\n\t\t\t\t\t\t<div class=\"wppsac-post-categories\"><ul class=\"wppsac-post-categories-list\"><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/destacados\/\">Destacados<\/a><\/li><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/noticias\/\">Noticias<\/a><\/li><\/ul><\/div>\r\n\t\t\t\r\n\t\t\t<h2 class=\"wppsac-post-title\">\r\n\t\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/25\/fedea-y-el-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-analizan-los-retos-del-sistema-publico-de-pensiones\/\">Fedea y el Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria analizan los retos del sistema p\u00fablico de pensiones<\/a>\r\n\t\t\t<\/h2>\r\n\r\n\t\t\t\t\t\t<div class=\"wppsac-post-date\">\r\n\t\t\t\tseptiembre 25, 2026\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"wppsac-post-content\">\r\n\t\t\t\t<div class=\"wppsac-sub-content\">Javier Varea, director del Observatorio, ha moderado la primera sesi\u00f3n de la II Jornada sobre el Sistema P\u00fablico de Pensiones y Seguridad Social, organizada por Fedea con la colaboraci\u00f3n de la Fundaci\u00f3n Ram\u00f3n Areces. La Fundaci\u00f3n de Estudios de Econom\u00eda Aplicada (Fedea) ha celebrado hoy, en la sede de la...<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t<div class=\"wppsac-post-image-bg\">\r\n\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/25\/fedea-y-el-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-analizan-los-retos-del-sistema-publico-de-pensiones\/\">\r\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"wppsac-post-image\"  src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/09\/JORNADA_FEDEA_20260925.jpeg\" alt=\"Fedea y el Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria analizan los retos del sistema p\u00fablico de pensiones\" \/>\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wppsac-post-slides\">\r\n\t<div class=\"wppsac-post-content-position\">\r\n\t\t<div class=\"wppsac-post-content-left wp-medium-8 wpcolumns\">\r\n\t\t\t\t\t\t<div class=\"wppsac-post-categories\"><ul class=\"wppsac-post-categories-list\"><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/destacados\/\">Destacados<\/a><\/li><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/noticias\/\">Noticias<\/a><\/li><\/ul><\/div>\r\n\t\t\t\r\n\t\t\t<h2 class=\"wppsac-post-title\">\r\n\t\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/23\/el-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-estructura-de-investigacion-de-la-universidad-de-barcelona-distinguido-con-el-premio-finanzas-para-todos-2026-por-una-inno\/\">El Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria, estructura de investigaci\u00f3n de la Universidad de Barcelona, distinguido con el Premio Finanzas para Todos 2026 por una innovadora herramienta para medir el desarrollo financiero de la ciudadan\u00eda<\/a>\r\n\t\t\t<\/h2>\r\n\r\n\t\t\t\t\t\t<div class=\"wppsac-post-date\">\r\n\t\t\t\tseptiembre 23, 2026\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"wppsac-post-content\">\r\n\t\t\t\t<div class=\"wppsac-sub-content\">El \u00cdndice de Desarrollo Financiero Personal (IDFP), elaborado por investigadores del Observatorio pertenecientes al Departamento de Matem\u00e1tica Econ\u00f3mica, Financiera y Actuarial de la Facultad de Econom\u00eda y Empresa de la Universidad de Barcelona, recibe el reconocimiento del Plan de Educaci\u00f3n Financiera impulsado por la CNMV, el Banco de Espa\u00f1a y...<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t<div class=\"wppsac-post-image-bg\">\r\n\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/23\/el-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-estructura-de-investigacion-de-la-universidad-de-barcelona-distinguido-con-el-premio-finanzas-para-todos-2026-por-una-inno\/\">\r\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"wppsac-post-image\"  src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/09\/PREMIO_FINANZAS_PARA_TODOS.jpeg\" alt=\"El Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria, estructura de investigaci\u00f3n de la Universidad de Barcelona, distinguido con el Premio Finanzas para Todos 2026 por una innovadora herramienta para medir el desarrollo financiero de la ciudadan\u00eda\" \/>\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div><div class=\"wppsac-post-slides\">\r\n\t<div class=\"wppsac-post-content-position\">\r\n\t\t<div class=\"wppsac-post-content-left wp-medium-8 wpcolumns\">\r\n\t\t\t\t\t\t<div class=\"wppsac-post-categories\"><ul class=\"wppsac-post-categories-list\"><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/destacados\/\">Destacados<\/a><\/li><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/noticias\/\">Noticias<\/a><\/li><\/ul><\/div>\r\n\t\t\t\r\n\t\t\t<h2 class=\"wppsac-post-title\">\r\n\t\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/22\/pilar-rivas-subdirectora-del-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-distinguida-con-la-mencion-m-encarna-sanahuja-yll-2026\/\">Pilar Rivas, subdirectora del Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria, distinguida con la menci\u00f3n M. Encarna Sanahuja Yll 2026<\/a>\r\n\t\t\t<\/h2>\r\n\r\n\t\t\t\t\t\t<div class=\"wppsac-post-date\">\r\n\t\t\t\tseptiembre 22, 2026\t\t\t<\/div>\r\n\t\t\t\t\t\t<div class=\"wppsac-post-content\">\r\n\t\t\t\t<div class=\"wppsac-sub-content\">La Generalitat de Catalunya reconoce su trayectoria acad\u00e9mica y su contribuci\u00f3n a la incorporaci\u00f3n de la perspectiva de g\u00e9nero en la docencia universitaria. La profesora Pilar Rivas Vallejo, subdirectora del Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria, ha sido distinguida por la Generalitat de Catalunya con la menci\u00f3n...<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t<div class=\"wppsac-post-image-bg\">\r\n\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/22\/pilar-rivas-subdirectora-del-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-distinguida-con-la-mencion-m-encarna-sanahuja-yll-2026\/\">\r\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"wppsac-post-image\"  src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/09\/reconeixement-Pilar-Rivas.avif\" alt=\"Pilar Rivas, subdirectora del Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria, distinguida con la menci\u00f3n M. Encarna Sanahuja Yll 2026\" \/>\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-2 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-2 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a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #607d8b;}.fusion-fullwidth.fusion-builder-row-2 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-2 .fusion-filters .fusion-filter.fusion-active a {border-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-2 .pagination .current {border-color: #607d8b; background-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-2 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-2 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-2 .fusion-popover, .fusion-fullwidth.fusion-builder-row-2 .tooltip-shortcode {color: #607d8b;}#main .fusion-fullwidth.fusion-builder-row-2 .post .blog-shortcode-post-title a:hover {color: #607d8b;}<\/style><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-bottom: 40px;margin-top: 40px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_6 fusion-builder-column-2 fusion-one-sixth fusion-column-first 1_6\"  style='margin-top:0px;margin-bottom:20px;width:13.3333%; margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_2_3 fusion-builder-column-3 fusion-two-third 2_3\"  style='margin-top:0px;margin-bottom:20px;width:65.3333%; margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\">@media only screen and (max-width:800px) {.fusion-title.fusion-title-1{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-four\" style=\"margin-top:10px;margin-bottom:35px;\"><h4 class=\"title-heading-center\" style=\"margin:0;\"><i class=\"fb-icon-element-1 fb-icon-element fontawesome-icon fa-quote-left fas circle-no fusion-text-flow\" style=\"font-size:24px;margin-right:12px;\"><\/i><style>i.fontawesome-icon.fb-icon-element-1{ color: #ff9800;}i.fontawesome-icon.fb-icon-element-1:hover { color: #5b5b5b;}<\/style> El Observatorio es una estructura de investigaci\u00f3n de la Universidad de Barcelona que fomenta las actividades de investigaci\u00f3n interdisciplinar y docentes en el campo de la <a class=\"fusion-one-page-text-link\" href=\"https:\/\/www.ub.edu\/private-pensions\/observatorio\/#psc\">Previsi\u00f3n Social Complementaria<\/a> con el objetivo de influir, a nivel social, en el debate que se est\u00e1 produciendo al respecto sobre la reforma de los sistemas de pensiones en Europa. <i class=\"fb-icon-element-2 fb-icon-element fontawesome-icon fa-quote-right fas circle-no fusion-text-flow\" style=\"font-size:24px;margin-right:12px;\"><\/i><style>i.fontawesome-icon.fb-icon-element-2{ color: #ff9800;}i.fontawesome-icon.fb-icon-element-2:hover { color: #5b5b5b;}<\/style><\/h4><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_6 fusion-builder-column-4 fusion-one-sixth fusion-column-last 1_6\"  style='margin-top:0px;margin-bottom:20px;width:13.3333%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-3 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-3 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):before, .fusion-fullwidth.fusion-builder-row-3 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):after {color: #ff9800;}.fusion-fullwidth.fusion-builder-row-3 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover, .fusion-fullwidth.fusion-builder-row-3 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:before, .fusion-fullwidth.fusion-builder-row-3 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #607d8b;}.fusion-fullwidth.fusion-builder-row-3 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-3 .fusion-filters .fusion-filter.fusion-active a {border-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-3 .pagination .current {border-color: #607d8b; background-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-3 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-3 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-3 .fusion-popover, .fusion-fullwidth.fusion-builder-row-3 .tooltip-shortcode {color: #607d8b;}#main .fusion-fullwidth.fusion-builder-row-3 .post .blog-shortcode-post-title a:hover {color: #607d8b;}<\/style><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns\"  style='background-color: #ff9800;background-position: center center;background-repeat: no-repeat;padding-top:50px;padding-right:0px;padding-bottom:50px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-5 fusion-one-half fusion-column-first 1_2\"  style='margin-top:0px;margin-bottom:20px;width:48%; margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><div class=\"imageframe-align-center\"><span style=\"width:100%;max-width:400px;\" class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2024\/08\/logo_eiopa_white.png\" width=\"750\" height=\"272\" alt=\"\" title=\"logo_eiopa_white\" class=\"img-responsive wp-image-7408\" srcset=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2024\/08\/logo_eiopa_white-200x73.png 200w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2024\/08\/logo_eiopa_white-400x145.png 400w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2024\/08\/logo_eiopa_white-600x218.png 600w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2024\/08\/logo_eiopa_white.png 750w\" sizes=\"auto, (max-width: 800px) 100vw, 750px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-6 fusion-one-half fusion-column-last 1_2\"  style='margin-top:0px;margin-bottom:20px;width:48%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><style type=\"text\/css\">.fusion-title.fusion-title-2 svg path{stroke:#ffffff!important}.fusion-title.fusion-title-2 svg{margin-top:-2px!important}.fusion-title.fusion-title-2 svg path{stroke-width:9!important}@media only screen and (max-width:800px) {.fusion-title.fusion-title-2{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-highlight fusion-loop-off fusion-highlight-underline fusion-title-size-one\" style=\"font-size:24px;margin-top:10px;margin-bottom:35px;\" data-highlight=\"underline\"><h1 class=\"title-heading-left\" style=\"margin:0;font-size:1em;line-height:32px;color:#ffffff;\"><span class=\"fusion-highlighted-text-prefix\">Investigamos, divulgamos, formamos<\/span> <span class=\"fusion-highlighted-text-wrapper\"><span class=\"fusion-highlighted-text\" style=\"color:#ffffff;\">y ahora INFLUIMOS<\/span><\/span> <span class=\"fusion-highlighted-text-postfix\">en la toma de decisiones del supervisor europeo.<\/span><\/h1><\/div><div class=\"fusion-button-wrapper\"><style type=\"text\/css\">.fusion-button.button-1 .fusion-button-text, .fusion-button.button-1 i {color:#ffffff;}.fusion-button.button-1 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-1:hover .fusion-button-text, .fusion-button.button-1:hover i,.fusion-button.button-1:focus .fusion-button-text, .fusion-button.button-1:focus i,.fusion-button.button-1:active .fusion-button-text, .fusion-button.button-1:active{color:#ff9800;}.fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:active .fusion-button-icon-divider{border-color:#ff9800;}.fusion-button.button-1:hover, .fusion-button.button-1:focus, .fusion-button.button-1:active{border-color:#ffffff;}.fusion-button.button-1 {border-color:#ffffff;border-radius:0px;}.fusion-button.button-1{background: #000000;}.fusion-button.button-1:hover,.button-1:focus,.fusion-button.button-1:active{background: #607d8b;}<\/style><a class=\"fusion-button button-flat fusion-button-default-size button-custom button-1 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.ub.edu\/private-pensions\/eiopa\/\"><span class=\"fusion-button-text\">&gt; Inf\u00f3rmate<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-4 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-4 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):before, .fusion-fullwidth.fusion-builder-row-4 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):after {color: #ff9800;}.fusion-fullwidth.fusion-builder-row-4 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover, .fusion-fullwidth.fusion-builder-row-4 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:before, .fusion-fullwidth.fusion-builder-row-4 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #607d8b;}.fusion-fullwidth.fusion-builder-row-4 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-4 .fusion-filters .fusion-filter.fusion-active a {border-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-4 .pagination .current {border-color: #607d8b; background-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-4 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-4 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-4 .fusion-popover, .fusion-fullwidth.fusion-builder-row-4 .tooltip-shortcode {color: #607d8b;}#main .fusion-fullwidth.fusion-builder-row-4 .post .blog-shortcode-post-title a:hover {color: #607d8b;}<\/style><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-7 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;width:100%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-single sep-solid\" style=\"border-color:#e2e2e2;border-top-width:1px;margin-left: auto;margin-right: auto;margin-top:;\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-5 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-5 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):before, .fusion-fullwidth.fusion-builder-row-5 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):after {color: #ff9800;}.fusion-fullwidth.fusion-builder-row-5 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover, .fusion-fullwidth.fusion-builder-row-5 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:before, .fusion-fullwidth.fusion-builder-row-5 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #607d8b;}.fusion-fullwidth.fusion-builder-row-5 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-5 .fusion-filters .fusion-filter.fusion-active a {border-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-5 .pagination .current {border-color: #607d8b; background-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-5 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-5 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-5 .fusion-popover, .fusion-fullwidth.fusion-builder-row-5 .tooltip-shortcode {color: #607d8b;}#main .fusion-fullwidth.fusion-builder-row-5 .post .blog-shortcode-post-title a:hover {color: #607d8b;}<\/style><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-bottom: 40px;margin-top: 20px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-8 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;width:100%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\">@media only screen and (max-width:800px) {.fusion-title.fusion-title-3{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-four\" style=\"margin-top:10px;margin-bottom:35px;\"><h4 class=\"title-heading-center\" style=\"margin:0;\">Queremos agradecer a todos nuestros Patrocinadores, Instituciones, Entidades Adheridas y la Red Universitaria su colaboraci\u00f3n y el esfuerzo humano que nos permite realizar nuestra labor social.<\/h4><\/div><div class=\"imageframe-align-center\"><span style=\"width:100%;max-width:600px;\" class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/07\/sponsores_2026.jpg\" width=\"1168\" height=\"96\" alt=\"\" title=\"sponsores_2026\" class=\"img-responsive wp-image-9992\" srcset=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/07\/sponsores_2026-200x16.jpg 200w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/07\/sponsores_2026-400x33.jpg 400w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/07\/sponsores_2026-600x49.jpg 600w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/07\/sponsores_2026-800x66.jpg 800w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/07\/sponsores_2026.jpg 1168w\" sizes=\"auto, (max-width: 800px) 100vw, 1168px\" \/><\/span><\/div><style type=\"text\/css\">.imageframe-2{filter: saturate(0%);transition: filter 0.3s ease;}.imageframe-2:hover{filter: saturate(100%);}<\/style><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:30px;\"><\/div><div class=\"fusion-button-wrapper fusion-aligncenter\"><style type=\"text\/css\">.fusion-button.button-2 {border-radius:50px;}<\/style><a class=\"fusion-button button-flat fusion-button-default-size button-default button-2 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.ub.edu\/private-pensions\/partenaires\/\"><span class=\"fusion-button-text\">Con\u00f3celos a todos!<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-6 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-6 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):before, .fusion-fullwidth.fusion-builder-row-6 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):after {color: #ff9800;}.fusion-fullwidth.fusion-builder-row-6 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover, .fusion-fullwidth.fusion-builder-row-6 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:before, .fusion-fullwidth.fusion-builder-row-6 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #607d8b;}.fusion-fullwidth.fusion-builder-row-6 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-6 .fusion-filters .fusion-filter.fusion-active a {border-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-6 .pagination .current {border-color: #607d8b; background-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-6 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-6 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-6 .fusion-popover, .fusion-fullwidth.fusion-builder-row-6 .tooltip-shortcode {color: #607d8b;}#main .fusion-fullwidth.fusion-builder-row-6 .post .blog-shortcode-post-title a:hover {color: #607d8b;}<\/style><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7-1 fusion-parallax-fixed agenda-home nonhundred-percent-fullwidth hundred-percent-height hundred-percent-height-center-content non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-image: url(\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/05\/fondo-observatorio.jpg\");background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-attachment:fixed;'><div class=\"fusion-fullwidth-center-content\"><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-9 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;width:100%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\">@media only screen and (max-width:800px) {.fusion-title.fusion-title-4{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"margin-top:10px;margin-bottom:35px;\"><h2 class=\"title-heading-center\" style=\"margin:0;color:#ffffff;\">Agenda Observatorio<\/h2><\/div><div class=\"em em-view-container\" id=\"em-view-1622579907\" data-view=\"grid\" style=\"--view-grid-width : 330px\">\r\n\t<div class=\"em pixelbones em-list em-events-list em-grid em-events-grid\" id=\"em-events-grid-1622579907\" data-view-id=\"1622579907\">\r\n\t<div class=\"em-event em-item\" data-href=\"https:\/\/www.ub.edu\/private-pensions\/events\/reunion-del-opsg-de-eiopa-7\/\" style=\"--default-border:#a8d144;\">\n\t<div class=\"em-item-image \">\n\t\t<div class=\"em-item-image-wrapper\">\n\t\t\t\n\t\t\t<img src='https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2024\/12\/EIOPA.png' alt='Reuni\u00f3n del OPSG de EIOPA'\/>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"em-item-info\">\n\t\t<h3 class=\"em-item-title\"><a href=\"https:\/\/www.ub.edu\/private-pensions\/events\/reunion-del-opsg-de-eiopa-7\/\">Reuni\u00f3n del OPSG de EIOPA<\/a><\/h3>\n\t\t<div class=\"em-event-meta em-item-meta\">\n\t\t\t<div class=\"em-item-meta-line em-event-date em-event-meta-datetime\">\n\t\t\t\t<span class=\"em-icon-calendar em-icon\"><\/span>\n\t\t\t\toctubre 27, 2026\n\t\t\t<\/div>\n\t\t\t<div class=\"em-item-meta-line em-event-time em-event-meta-datetime\">\n\t\t\t\t<span class=\"em-icon-clock em-icon\"><\/span>\n\t\t\t\tTodo el d\u00eda\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\n\t\t\t<div class=\"em-item-meta-line em-event-location\">\n\t\t\t\t<span class=\"em-icon-at em-icon\"><\/span>\n\t\t\t\t<a href=\"https:\/\/www.eiopa.europa.eu\/index_en\" target=\"_blank\">European Insurance and Occupational Pensions Authority<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div><div class=\"em-event em-item\" data-href=\"https:\/\/www.ub.edu\/private-pensions\/events\/sesion-inaugural-del-curso-superior-universitario-de-planes-y-fondos-de-empleo\/\" style=\"--default-border:#a8d144;\">\n\t<div class=\"em-item-image \">\n\t\t<div class=\"em-item-image-wrapper\">\n\t\t\t\n\t\t\t<img src='https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2023\/03\/planes_empleo.jpg' alt='Sesi\u00f3n inaugural del Curso Superior Universitario de Planes y Fondos de Empleo'\/>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"em-item-info\">\n\t\t<h3 class=\"em-item-title\"><a href=\"https:\/\/www.ub.edu\/private-pensions\/events\/sesion-inaugural-del-curso-superior-universitario-de-planes-y-fondos-de-empleo\/\">Sesi\u00f3n inaugural del Curso Superior Universitario de Planes y Fondos de Empleo<\/a><\/h3>\n\t\t<div class=\"em-event-meta em-item-meta\">\n\t\t\t<div class=\"em-item-meta-line em-event-date em-event-meta-datetime\">\n\t\t\t\t<span class=\"em-icon-calendar em-icon\"><\/span>\n\t\t\t\tnoviembre 4, 2026\n\t\t\t<\/div>\n\t\t\t<div class=\"em-item-meta-line em-event-time em-event-meta-datetime\">\n\t\t\t\t<span class=\"em-icon-clock em-icon\"><\/span>\n\t\t\t\t12:00 am\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div><div class=\"em-event em-item\" data-href=\"https:\/\/www.ub.edu\/private-pensions\/events\/i-encuentro-interdisplinario-de-expertos-en-prevision-social-y-longevidad\/\" style=\"--default-border:#a8d144;\">\n\t<div class=\"em-item-image \">\n\t\t<div class=\"em-item-image-wrapper\">\n\t\t\t\n\t\t\t<img src='https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/10\/encuentro_longevidad_sin_texto_1920x1080.jpg' alt='I Encuentro interdisplinario de expertos en Previsi\u00f3n Social y Longevidad'\/>\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"em-item-info\">\n\t\t<h3 class=\"em-item-title\"><a href=\"https:\/\/www.ub.edu\/private-pensions\/events\/i-encuentro-interdisplinario-de-expertos-en-prevision-social-y-longevidad\/\">I Encuentro interdisplinario de expertos en Previsi\u00f3n Social y Longevidad<\/a><\/h3>\n\t\t<div class=\"em-event-meta em-item-meta\">\n\t\t\t<div class=\"em-item-meta-line em-event-date em-event-meta-datetime\">\n\t\t\t\t<span class=\"em-icon-calendar em-icon\"><\/span>\n\t\t\t\tnoviembre 6, 2026\n\t\t\t<\/div>\n\t\t\t<div class=\"em-item-meta-line em-event-time em-event-meta-datetime\">\n\t\t\t\t<span class=\"em-icon-clock em-icon\"><\/span>\n\t\t\t\t12:00 pm\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div>\t<\/div>\r\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:30px;\"><\/div><div class=\"fusion-button-wrapper fusion-aligncenter\"><style type=\"text\/css\">.fusion-button.button-3 {border-radius:50px;}<\/style><a class=\"fusion-button button-flat fusion-button-default-size button-default button-3 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.ub.edu\/private-pensions\/agenda\/\"><span class=\"fusion-button-text\">Toda la Agenda<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-7-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-7-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):before, .fusion-fullwidth.fusion-builder-row-7-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):after {color: #ff9800;}.fusion-fullwidth.fusion-builder-row-7-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover, .fusion-fullwidth.fusion-builder-row-7-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:before, .fusion-fullwidth.fusion-builder-row-7-1 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-1 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-7-1 .fusion-filters .fusion-filter.fusion-active a {border-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-1 .pagination .current {border-color: #607d8b; background-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-1 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-7-1 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-7-1 .fusion-popover, .fusion-fullwidth.fusion-builder-row-7-1 .tooltip-shortcode {color: #607d8b;}#main .fusion-fullwidth.fusion-builder-row-7-1 .post .blog-shortcode-post-title a:hover {color: #607d8b;}<\/style><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-bottom: 40px;margin-top: 40px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3 fusion-builder-column-10 fusion-one-third fusion-column-first fusion-column-liftup-border fusion-column-inner-bg-wrapper 1_3\"  style='margin-top:0px;margin-bottom:20px;width:30.6666%; margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"border:1px solid #efefef;padding: 20px 10px 20px 10px;\"  data-bg-url=\"\"><div class=\"fusion-fa-align-center\"><i class=\"fb-icon-element-3 fb-icon-element fontawesome-icon fa-search fas circle-no\" style=\"font-size:32px;\"><\/i><\/div><style>i.fontawesome-icon.fb-icon-element-3{ color: #ff9800;}i.fontawesome-icon.fb-icon-element-3:hover { color: #5b5b5b;}<\/style><style type=\"text\/css\">@media only screen and (max-width:800px) {.fusion-title.fusion-title-5{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-five\" style=\"margin-top:10px;margin-bottom:35px;\"><h5 class=\"title-heading-center\" style=\"margin:0;\">Investigamos<\/h5><\/div><div class=\"fusion-text\"><p style=\"text-align: center;\">Trabajamos sobre las cuestiones referentes a los sistemas de previsi\u00f3n social desde el marco de la neutralidad y la promoci\u00f3n de los derechos reconocidos por el Estado del Bienestar.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><span class=\"fusion-column-inner-bg hover-type-liftup\" ><a href=\"https:\/\/www.ub.edu\/private-pensions\/investigacion\/\" aria-label=\"\"><span class=\"fusion-column-inner-bg-image\"  style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border:1px solid #efefef;\"><\/span><\/a><\/span><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3 fusion-builder-column-11 fusion-one-third fusion-column-liftup-border fusion-column-inner-bg-wrapper 1_3\"  style='margin-top:0px;margin-bottom:20px;width:30.6666%; margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"border:1px solid #efefef;padding: 20px 10px 20px 10px;\"  data-bg-url=\"\"><div class=\"fusion-fa-align-center\"><i class=\"fb-icon-element-4 fb-icon-element fontawesome-icon fa-chalkboard-teacher fas circle-no\" style=\"font-size:32px;\"><\/i><\/div><style>i.fontawesome-icon.fb-icon-element-4{ color: #ff9800;}i.fontawesome-icon.fb-icon-element-4:hover { color: #5b5b5b;}<\/style><style type=\"text\/css\">@media only screen and (max-width:800px) {.fusion-title.fusion-title-6{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-five\" style=\"margin-top:10px;margin-bottom:35px;\"><h5 class=\"title-heading-center\" style=\"margin:0;\">Formamos<\/h5><\/div><div class=\"fusion-text\"><p style=\"text-align: center;\">Programas superiores universitarios rigurosos, adaptados a la realidad y al servicio del inter\u00e9s p\u00fablico. Cubrimos el abanico m\u00e1s amplio de las inquietudes formativas de las instituciones y las personas con inter\u00e9s en nuestra tem\u00e1tica.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><span class=\"fusion-column-inner-bg hover-type-liftup\" ><a href=\"https:\/\/www.ub.edu\/private-pensions\/formacion\/\" aria-label=\"\"><span class=\"fusion-column-inner-bg-image\"  style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border:1px solid #efefef;\"><\/span><\/a><\/span><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_3 fusion-builder-column-12 fusion-one-third fusion-column-last fusion-column-liftup-border fusion-column-inner-bg-wrapper 1_3\"  style='margin-top:0px;margin-bottom:20px;width:30.6666%'><div class=\"fusion-column-wrapper\" style=\"border:1px solid #efefef;padding: 20px 10px 20px 10px;\"  data-bg-url=\"\"><div class=\"fusion-fa-align-center\"><i class=\"fb-icon-element-5 fb-icon-element fontawesome-icon fa-comments fas circle-no\" style=\"font-size:32px;\"><\/i><\/div><style>i.fontawesome-icon.fb-icon-element-5{ color: #ff9800;}i.fontawesome-icon.fb-icon-element-5:hover { color: #5b5b5b;}<\/style><style type=\"text\/css\">@media only screen and (max-width:800px) {.fusion-title.fusion-title-7{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-five\" style=\"margin-top:10px;margin-bottom:35px;\"><h5 class=\"title-heading-center\" style=\"margin:0;\">Divulgamos<\/h5><\/div><div class=\"fusion-text\"><p style=\"text-align: center;\">Reunimos a los principales agentes y expertos en la materia para aportar toda la informaci\u00f3n desde diferentes perspectivas y experiencias.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><span class=\"fusion-column-inner-bg hover-type-liftup\" ><a href=\"https:\/\/www.ub.edu\/private-pensions\/divulgacion\/\" aria-label=\"\"><span class=\"fusion-column-inner-bg-image\"  style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border:1px solid #efefef;\"><\/span><\/a><\/span><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-7-2 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-7-2 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):before, .fusion-fullwidth.fusion-builder-row-7-2 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):after {color: #ff9800;}.fusion-fullwidth.fusion-builder-row-7-2 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover, .fusion-fullwidth.fusion-builder-row-7-2 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:before, .fusion-fullwidth.fusion-builder-row-7-2 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-2 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-7-2 .fusion-filters .fusion-filter.fusion-active a {border-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-2 .pagination .current {border-color: #607d8b; background-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-2 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-7-2 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-7-2 .fusion-popover, .fusion-fullwidth.fusion-builder-row-7-2 .tooltip-shortcode {color: #607d8b;}#main .fusion-fullwidth.fusion-builder-row-7-2 .post .blog-shortcode-post-title a:hover {color: #607d8b;}<\/style><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7-3 hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-bottom:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-13 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;width:100%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\t\t<div class=\"wppsac-wrap wppsac-slick-slider-wrp wppsac-clearfix \" data-conf=\"{&quot;dots&quot;:&quot;true&quot;,&quot;arrows&quot;:&quot;true&quot;,&quot;autoplay&quot;:&quot;true&quot;,&quot;autoplay_interval&quot;:&quot;8000&quot;,&quot;speed&quot;:&quot;500&quot;,&quot;rtl&quot;:&quot;false&quot;,&quot;lazyload&quot;:&quot;&quot;}\">\r\n\t\t\t<div id=\"wppsac-post-slider-3\" class=\"wppsac-post-slider-init wppsac-post-slider design-1\">\r\n\t\t\t\t<div class=\"wppsac-post-slides\">\r\n\t<div class=\"wppsac-post-content-position\">\r\n\t\t<div class=\"wppsac-post-content-left wp-medium-8 wpcolumns\">\r\n\t\t\t\t\t\t<div class=\"wppsac-post-categories\"><ul class=\"wppsac-post-categories-list\"><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/eventos\/\">eventos<\/a><\/li><li><a href=\"https:\/\/www.ub.edu\/private-pensions\/category\/eventos-divulgacion\/\">Eventos divulgaci\u00f3n<\/a><\/li><\/ul><\/div>\r\n\t\t\t\r\n\t\t\t<h2 class=\"wppsac-post-title\">\r\n\t\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/especial-pensiones\/\">Jornada Especial Pensiones<\/a>\r\n\t\t\t<\/h2>\r\n\r\n\t\t\t\t\t\t<div class=\"wppsac-post-content\">\r\n\t\t\t\t<div class=\"wppsac-sub-content\">Evento cancelado por razones ajenas a nuestra voluntad<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t<div class=\"wppsac-post-image-bg\">\r\n\t\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/especial-pensiones\/\">\r\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"wppsac-post-image\"  src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/06\/paraguas_grises_un_paraguas_naranja_300kb.jpg\" alt=\"Jornada Especial Pensiones\" \/>\r\n\t\t\t\t\t\t\t<\/a>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/div>\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-7-3 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-7-3 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):before, .fusion-fullwidth.fusion-builder-row-7-3 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):after {color: #ff9800;}.fusion-fullwidth.fusion-builder-row-7-3 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover, .fusion-fullwidth.fusion-builder-row-7-3 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:before, .fusion-fullwidth.fusion-builder-row-7-3 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-3 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-7-3 .fusion-filters .fusion-filter.fusion-active a {border-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-3 .pagination .current {border-color: #607d8b; background-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-3 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-7-3 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-7-3 .fusion-popover, .fusion-fullwidth.fusion-builder-row-7-3 .tooltip-shortcode {color: #607d8b;}#main .fusion-fullwidth.fusion-builder-row-7-3 .post .blog-shortcode-post-title a:hover {color: #607d8b;}<\/style><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7-5 noticias-portada nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-top: 40px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-14 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;width:100%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\">@media only screen and (max-width:800px) {.fusion-title.fusion-title-8{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-four\" style=\"margin-top:10px;margin-bottom:35px;\"><h4 class=\"title-heading-center\" style=\"margin:0;\">\u00daltimas Noticias<\/h4><\/div><div class=\"fusion-blog-shortcode fusion-blog-shortcode-1 fusion-blog-archive fusion-blog-layout-grid-wrapper fusion-blog-no fusion-blog-layout-center\"><style type=\"text\/css\">.fusion-blog-shortcode-1 .fusion-blog-layout-grid .fusion-post-grid{padding:20px;}.fusion-blog-shortcode-1 .fusion-posts-container{margin-left: -20px !important; margin-right:-20px !important;}<\/style><div class=\"fusion-posts-container fusion-posts-container-no fusion-no-meta-info fusion-blog-layout-grid fusion-blog-layout-grid-3 isotope fusion-blog-equal-heights\" data-pages=\"82\" data-grid-col-space=\"40\" style=\"margin: -20px -20px 0;min-height:500px;\"><article id=\"blog-1-post-10155\" class=\"fusion-post-grid post-10155 post type-post status-publish format-standard has-post-thumbnail hentry category-destacados category-noticias category-opinion\">\n<div class=\"fusion-post-wrapper\" style=\"background-color:rgba(255,255,255,0);border:1px solid #f2f3f5;border-bottom-width:3px;\">\n\n\t\t\t<div class=\"fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow\" style=\"border-color:#f2f3f5;\">\n\t\t<ul class=\"slides\">\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\n<div  class=\"fusion-image-wrapper\" aria-haspopup=\"true\">\n\t\n\t\n\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/10\/05\/laura-guitart-reclama-una-educacion-financiera-basada-en-datos-y-evidencias\/\" aria-label=\"Laura Guitart reclama una educaci\u00f3n financiera basada en datos y evidencias\">\n\t\t\t\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"768\" src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/10\/reunion_oficina_personajes_inventados.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" srcset=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/10\/reunion_oficina_personajes_inventados-200x80.jpg 200w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/10\/reunion_oficina_personajes_inventados-400x160.jpg 400w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/10\/reunion_oficina_personajes_inventados-600x240.jpg 600w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/10\/reunion_oficina_personajes_inventados-800x320.jpg 800w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/10\/reunion_oficina_personajes_inventados-1200x480.jpg 1200w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/10\/reunion_oficina_personajes_inventados.jpg 1920w\" sizes=\"auto, (min-width: 2200px) 100vw, (min-width: 784px) 373px, (min-width: 712px) 560px, (min-width: 640px) 712px, \" \/>\n\t\n\n\t\t<\/a>\n\n\t\n<\/div>\n<\/li>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\t<div class=\"fusion-post-content-wrapper\" style=\"padding:30px 25px 25px 25px;\"><div class=\"fusion-post-content post-content\"><h2 class=\"blog-shortcode-post-title entry-title\"><a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/10\/05\/laura-guitart-reclama-una-educacion-financiera-basada-en-datos-y-evidencias\/\">Laura Guitart reclama una educaci\u00f3n financiera basada en datos y evidencias<\/a><\/h2><div class=\"fusion-post-content-container\"><p>La decana de la Facultad de Econom\u00eda y Empresa de [...]<\/p><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div>\n<\/article>\n<article id=\"blog-1-post-10147\" class=\"fusion-post-grid post-10147 post type-post status-publish format-standard has-post-thumbnail hentry category-destacados category-noticias\">\n<div class=\"fusion-post-wrapper\" style=\"background-color:rgba(255,255,255,0);border:1px solid #f2f3f5;border-bottom-width:3px;\">\n\n\t\t\t<div class=\"fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow\" style=\"border-color:#f2f3f5;\">\n\t\t<ul class=\"slides\">\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\n<div  class=\"fusion-image-wrapper\" aria-haspopup=\"true\">\n\t\n\t\n\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/10\/02\/vivir-100-anos-hara-el-ahorro-y-los-seguros-mas-importantes-que-nunca\/\" aria-label=\"Vivir 100 a\u00f1os har\u00e1 el ahorro y los seguros m\u00e1s importantes que nunca\">\n\t\t\t\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"500\" src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/05\/posgrado-ub-silver-economy.jpg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" srcset=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/05\/posgrado-ub-silver-economy-200x52.jpg 200w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/05\/posgrado-ub-silver-economy-400x104.jpg 400w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/05\/posgrado-ub-silver-economy-600x156.jpg 600w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/05\/posgrado-ub-silver-economy-800x208.jpg 800w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/05\/posgrado-ub-silver-economy-1200x313.jpg 1200w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/05\/posgrado-ub-silver-economy.jpg 1920w\" sizes=\"auto, (min-width: 2200px) 100vw, (min-width: 784px) 373px, (min-width: 712px) 560px, (min-width: 640px) 712px, \" \/>\n\t\n\n\t\t<\/a>\n\n\t\n<\/div>\n<\/li>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\t<div class=\"fusion-post-content-wrapper\" style=\"padding:30px 25px 25px 25px;\"><div class=\"fusion-post-content post-content\"><h2 class=\"blog-shortcode-post-title entry-title\"><a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/10\/02\/vivir-100-anos-hara-el-ahorro-y-los-seguros-mas-importantes-que-nunca\/\">Vivir 100 a\u00f1os har\u00e1 el ahorro y los seguros m\u00e1s importantes que nunca<\/a><\/h2><div class=\"fusion-post-content-container\"><p>Xavier Varea, director del Observatorio de los Sistemas Europeos de [...]<\/p><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div>\n<\/article>\n<article id=\"blog-1-post-10062\" class=\"fusion-post-grid post-10062 post type-post status-publish format-standard has-post-thumbnail hentry category-destacados category-noticias\">\n<div class=\"fusion-post-wrapper\" style=\"background-color:rgba(255,255,255,0);border:1px solid #f2f3f5;border-bottom-width:3px;\">\n\n\t\t\t<div class=\"fusion-flexslider flexslider fusion-flexslider-loading fusion-post-slideshow\" style=\"border-color:#f2f3f5;\">\n\t\t<ul class=\"slides\">\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\n<div  class=\"fusion-image-wrapper\" aria-haspopup=\"true\">\n\t\n\t\n\t\t<a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/25\/fedea-y-el-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-analizan-los-retos-del-sistema-publico-de-pensiones\/\" aria-label=\"Fedea y el Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria analizan los retos del sistema p\u00fablico de pensiones\">\n\t\t\t\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1126\" src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/09\/JORNADA_FEDEA_20260925.jpeg\" class=\"attachment-full size-full wp-post-image\" alt=\"\" srcset=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/09\/JORNADA_FEDEA_20260925-200x113.jpeg 200w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/09\/JORNADA_FEDEA_20260925-400x225.jpeg 400w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/09\/JORNADA_FEDEA_20260925-600x338.jpeg 600w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/09\/JORNADA_FEDEA_20260925-800x450.jpeg 800w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/09\/JORNADA_FEDEA_20260925-1200x676.jpeg 1200w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2026\/09\/JORNADA_FEDEA_20260925.jpeg 2000w\" sizes=\"auto, (min-width: 2200px) 100vw, (min-width: 784px) 373px, (min-width: 712px) 560px, (min-width: 640px) 712px, \" \/>\n\t\n\n\t\t<\/a>\n\n\t\n<\/div>\n<\/li>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\t<div class=\"fusion-post-content-wrapper\" style=\"padding:30px 25px 25px 25px;\"><div class=\"fusion-post-content post-content\"><h2 class=\"blog-shortcode-post-title entry-title\"><a href=\"https:\/\/www.ub.edu\/private-pensions\/2026\/09\/25\/fedea-y-el-observatorio-de-los-sistemas-europeos-de-prevision-social-complementaria-analizan-los-retos-del-sistema-publico-de-pensiones\/\">Fedea y el Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria analizan los retos del sistema p\u00fablico de pensiones<\/a><\/h2><div class=\"fusion-post-content-container\"><p>Javier Varea, director del Observatorio, ha moderado la primera sesi\u00f3n [...]<\/p><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div>\n<\/article>\n<div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:30px;\"><\/div><div class=\"fusion-button-wrapper fusion-aligncenter\"><style type=\"text\/css\">.fusion-button.button-4 {border-radius:50px;}<\/style><a class=\"fusion-button button-flat fusion-button-default-size button-default button-4 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.ub.edu\/private-pensions\/actualidad\/\"><span class=\"fusion-button-text\">Toda la actualidad<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-7-5 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-7-5 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):before, .fusion-fullwidth.fusion-builder-row-7-5 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):after {color: #ff9800;}.fusion-fullwidth.fusion-builder-row-7-5 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover, .fusion-fullwidth.fusion-builder-row-7-5 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:before, .fusion-fullwidth.fusion-builder-row-7-5 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-5 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-7-5 .fusion-filters .fusion-filter.fusion-active a {border-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-5 .pagination .current {border-color: #607d8b; background-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-5 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-7-5 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-7-5 .fusion-popover, .fusion-fullwidth.fusion-builder-row-7-5 .tooltip-shortcode {color: #607d8b;}#main .fusion-fullwidth.fusion-builder-row-7-5 .post .blog-shortcode-post-title a:hover {color: #607d8b;}<\/style><div id=\"fusion-scroll-section-1\" class=\"fusion-scroll-section\" data-section=\"1\"><div class=\"fusion-scroll-section-element active\" style=\"transition-duration:450ms;\" data-section=\"1\" data-element=\"1\"><div id=\"fusion-scroll-section-element-1-1\" class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7-6 fusion-parallax-fixed nonhundred-percent-fullwidth hundred-percent-height hundred-percent-height-center-content hundred-percent-height-scrolling\"  style='background-color: rgba(255,193,7,0.61);background-image: url(\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/05\/longevidad-pensiones.jpg\");background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-attachment:fixed;'><div class=\"fusion-fullwidth-center-content\"><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-15 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;width:100%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-menu-anchor\" id=\"psc\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-16 fusion-one-half fusion-column-first 1_2\"  style='margin-top:0px;margin-bottom:20px;width:48%; margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><style type=\"text\/css\">@media only screen and (max-width:800px) {.fusion-title.fusion-title-9{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"margin-top:10px;margin-bottom:35px;\"><h1 class=\"title-heading-left\" style=\"margin:0;color:#ffffff;\">\u00bfQu\u00e9 es \u00abLa Previsi\u00f3n Social Complementaria\u00bb?<\/h1><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-single sep-solid\" style=\"border-color:#ffffff;border-top-width:1px;margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:50px;\"><\/div><style type=\"text\/css\">@media only screen and (max-width:800px) {.fusion-title.fusion-title-10{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"margin-top:10px;margin-bottom:35px;\"><h3 class=\"title-heading-left\" style=\"margin:0;color:#ffffff;\">El conjunto de pol\u00edticas e instrumentos, tanto del sistema de empleo como del nivel individual, orientadas a complementar el sistema p\u00fablico de pensiones, pilar b\u00e1sico de nuestro modelo de previsi\u00f3n social.<\/h3><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-17 fusion-one-half fusion-column-last 1_2\"  style='margin-top:0px;margin-bottom:20px;width:48%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><div class=\"imageframe-align-center\"><span class=\"fusion-imageframe imageframe-none imageframe-3 hover-type-none fusion-animated\" data-animationType=\"slideInLeft\" data-animationDuration=\"0.3\" data-animationOffset=\"100%\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/06\/pilar3.png\" width=\"337\" height=\"102\" alt=\"Pilar 3\" title=\"pilar3\" class=\"img-responsive wp-image-880\" srcset=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/06\/pilar3-200x61.png 200w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/06\/pilar3.png 337w\" sizes=\"auto, (max-width: 800px) 100vw, 337px\" \/><\/span><\/div><div class=\"imageframe-align-center\"><span class=\"fusion-imageframe imageframe-none imageframe-4 hover-type-none fusion-animated\" data-animationType=\"slideInRight\" data-animationDuration=\"0.4\" data-animationOffset=\"100%\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/06\/pilar2.png\" width=\"337\" height=\"102\" alt=\"Pilar 2\" title=\"pilar2\" class=\"img-responsive wp-image-881\" srcset=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/06\/pilar2-200x61.png 200w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/06\/pilar2.png 337w\" sizes=\"auto, (max-width: 800px) 100vw, 337px\" \/><\/span><\/div><div class=\"imageframe-align-center\"><span class=\"fusion-imageframe imageframe-none imageframe-5 hover-type-none fusion-animated\" data-animationType=\"slideInUp\" data-animationDuration=\"0.5\" data-animationOffset=\"100%\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/06\/pilar1.png\" width=\"337\" height=\"102\" alt=\"Pilar 1\" title=\"pilar1\" class=\"img-responsive wp-image-882\" srcset=\"https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/06\/pilar1-200x61.png 200w, https:\/\/www.ub.edu\/private-pensions\/wp-content\/uploads\/2020\/06\/pilar1.png 337w\" sizes=\"auto, (max-width: 800px) 100vw, 337px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-fullwidth.fusion-builder-row-7-6 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link) , .fusion-fullwidth.fusion-builder-row-7-6 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):before, .fusion-fullwidth.fusion-builder-row-7-6 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):after {color: #ff9800;}.fusion-fullwidth.fusion-builder-row-7-6 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover, .fusion-fullwidth.fusion-builder-row-7-6 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:before, .fusion-fullwidth.fusion-builder-row-7-6 a:not(.fusion-button):not(.fusion-builder-module-control):not(.fusion-social-network-icon):not(.fb-icon-element):not(.fusion-countdown-link):not(.fusion-rollover-link):not(.fusion-rollover-gallery):not(.fusion-button-bar):not(.add_to_cart_button):not(.show_details_button):not(.product_type_external):not(.fusion-quick-view):not(.fusion-rollover-title-link):not(.fusion-breadcrumb-link):hover:after {color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-6 .pagination a.inactive:hover, .fusion-fullwidth.fusion-builder-row-7-6 .fusion-filters .fusion-filter.fusion-active a {border-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-6 .pagination .current {border-color: #607d8b; background-color: #607d8b;}.fusion-fullwidth.fusion-builder-row-7-6 .fusion-filters .fusion-filter.fusion-active a, .fusion-fullwidth.fusion-builder-row-7-6 .fusion-date-and-formats .fusion-format-box, .fusion-fullwidth.fusion-builder-row-7-6 .fusion-popover, .fusion-fullwidth.fusion-builder-row-7-6 .tooltip-shortcode {color: #607d8b;}#main .fusion-fullwidth.fusion-builder-row-7-6 .post .blog-shortcode-post-title a:hover {color: #607d8b;}<\/style><\/div><nav id=\"fusion-scroll-section-nav-1\" class=\"fusion-scroll-section-nav scroll-navigation-right\" data-section=\"1\"><ul><li><a href=\"#fusion-scroll-section-element-1-1\" class=\"fusion-scroll-section-link\" data-name=\"eje\" data-element=\"1\"><span class=\"fusion-scroll-section-link-bullet\"><\/span><\/a><\/li><\/ul><\/nav><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7-7 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-bottom:0px;margin-top: 40px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-18 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;width:100%'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:40px;\"><\/div><div class=\"fusion-content-boxes content-boxes columns row fusion-columns-3 fusion-columns-total-3 fusion-content-boxes-1 content-boxes-icon-with-title content-left\" data-animationOffset=\"100%\" style=\"margin-top:;margin-bottom:;\"><style type=\"text\/css\">.fusion-content-boxes-1 .heading .content-box-heading {color:#212934;}\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading .content-box-heading,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading .heading-link .content-box-heading,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading .content-box-heading,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading .heading-link .content-box-heading,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::after,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover.link-area-box .fusion-read-more::before,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover:after,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover:before,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .fusion-read-more:hover,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::after,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover.link-area-box .fusion-read-more::before,\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .icon .circle-no,\n\t\t\t\t\t.fusion-content-boxes-1 .heading .heading-link:hover .content-box-heading {\n\t\t\t\t\t\tcolor: #607d8b;\n\t\t\t\t\t}\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .icon .circle-no {\n\t\t\t\t\t\tcolor: #607d8b !important;\n\t\t\t\t\t}.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box.link-area-box-hover .fusion-content-box-button {background: #000000;color: #ffffff;}.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box.link-area-box-hover .fusion-content-box-button .fusion-button-text {color: #ffffff;}\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-link-icon-hover .heading .icon > span {\n\t\t\t\t\t\tbackground-color: #607d8b !important;\n\t\t\t\t\t}\n\t\t\t\t\t.fusion-content-boxes-1 .fusion-content-box-hover .link-area-box-hover .heading .icon > span {\n\t\t\t\t\t\tborder-color: #607d8b !important;\n\t\t\t\t\t}<\/style><div class=\"fusion-column content-box-column content-box-column content-box-column-1 col-lg-4 col-md-4 col-sm-4 fusion-content-box-hover content-box-column-first-in-row\"><div class=\"col content-box-wrapper content-wrapper link-area-link-icon icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\" data-animationOffset=\"100%\"><div class=\"heading heading-with-icon icon-left\"><div class=\"icon\"><i style=\"border-color:#212934;border-width:0px;background-color:#c6c6c6;box-sizing:content-box;height:40px;width:40px;line-height:40px;border-radius:0%;color:#ffffff;font-size:20px;\" class=\"fontawesome-icon fa-check fas circle-yes\"><\/i><\/div><h2 class=\"content-box-heading\" style=\"font-size:20px;line-height:25px;\">Pilar 1<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#4a4e57;\">\n<p>Lo constituye el sistema p\u00fablico de pensiones. Se financia por un sistema de reparto. En Espa\u00f1a es, b\u00e1sicamente, de naturaleza contributiva. En otros pa\u00edses tiene un car\u00e1cter, b\u00e1sicamente, asistencial.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-column content-box-column content-box-column content-box-column-2 col-lg-4 col-md-4 col-sm-4 fusion-content-box-hover \"><div class=\"col content-box-wrapper content-wrapper link-area-link-icon icon-hover-animation-fade\" style=\"background-color:rgba(255,255,255,0);\" data-animationOffset=\"100%\"><div class=\"heading heading-with-icon icon-left\"><div class=\"icon\"><i style=\"border-color:rgba(255,255,255,0);border-width:0px;background-color:#efc05b;box-sizing:content-box;height:40px;width:40px;line-height:40px;border-radius:0%;color:#ffffff;font-size:20px;\" class=\"fontawesome-icon fa-check fas circle-yes\"><\/i><\/div><h2 class=\"content-box-heading\" style=\"font-size:20px;line-height:25px;\">Pilar 2<\/h2><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\" style=\"color:#4a4e57;\">\n<p>Est\u00e1 formado por los reg\u00edmenes privados que se desarrollan en el \u00e1mbito de la empresa. 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