{"id":9824,"date":"2026-04-18T08:03:10","date_gmt":"2026-04-18T08:03:10","guid":{"rendered":"https:\/\/www.ub.edu\/private-pensions\/?p=9824"},"modified":"2026-04-18T08:03:10","modified_gmt":"2026-04-18T08:03:10","slug":"mutualidades-alternativas-al-reta-un-debate-fiscal-donde-el-gasto-evitado-pesa-mas-que-la-recaudacion-perdida","status":"publish","type":"post","link":"https:\/\/www.ub.edu\/private-pensions\/2026\/04\/18\/mutualidades-alternativas-al-reta-un-debate-fiscal-donde-el-gasto-evitado-pesa-mas-que-la-recaudacion-perdida\/","title":{"rendered":"Mutualidades alternativas al RETA: un debate fiscal donde el gasto evitado pesa m\u00e1s que la recaudaci\u00f3n perdida"},"content":{"rendered":"<p>En un contexto de creciente presi\u00f3n sobre la sostenibilidad del sistema p\u00fablico de pensiones, el debate sobre las mutualidades de previsi\u00f3n social alternativas al RETA suele centrarse en la recaudaci\u00f3n que dejan de aportar. En este art\u00edculo, el Dr. Javier Varea, director del Observatorio de los Sistemas Europeos de Previsi\u00f3n Social Complementaria, analiza la cuesti\u00f3n desde una perspectiva fiscal m\u00e1s amplia, poniendo el foco en el gasto p\u00fablico futuro que el Estado evita cuando los profesionales asumen su propio riesgo de jubilaci\u00f3n y en el impacto potencialmente negativo que tendr\u00eda la desaparici\u00f3n de estos modelos alternativos.<\/p>\n<div class=\"fusion-button-wrapper\"><style type=\"text\/css\">.fusion-button.button-1 {border-radius:50px;}<\/style><a class=\"fusion-button button-flat fusion-button-default-size button-default button-1 fusion-button-default-span fusion-button-default-type\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/www.eleconomista.es\/opinion\/noticias\/13874845\/04\/26\/mutualidades-alternativas-al-reta-un-debate-fiscal-donde-el-gasto-evitado-pesa-mas-que-la-recaudacion-perdida.html\"><span class=\"fusion-button-text\">Leer Noticia<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>En un contexto de creciente presi\u00f3n sobre la sostenibilidad del sistema p\u00fablico de pensiones, el debate sobre las [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[207,4],"tags":[],"class_list":["post-9824","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destacados","category-noticias"],"_links":{"self":[{"href":"https:\/\/www.ub.edu\/private-pensions\/wp-json\/wp\/v2\/posts\/9824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ub.edu\/private-pensions\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ub.edu\/private-pensions\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ub.edu\/private-pensions\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ub.edu\/private-pensions\/wp-json\/wp\/v2\/comments?post=9824"}],"version-history":[{"count":1,"href":"https:\/\/www.ub.edu\/private-pensions\/wp-json\/wp\/v2\/posts\/9824\/revisions"}],"predecessor-version":[{"id":9826,"href":"https:\/\/www.ub.edu\/private-pensions\/wp-json\/wp\/v2\/posts\/9824\/revisions\/9826"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ub.edu\/private-pensions\/wp-json\/wp\/v2\/media\/9825"}],"wp:attachment":[{"href":"https:\/\/www.ub.edu\/private-pensions\/wp-json\/wp\/v2\/media?parent=9824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ub.edu\/private-pensions\/wp-json\/wp\/v2\/categories?post=9824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ub.edu\/private-pensions\/wp-json\/wp\/v2\/tags?post=9824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}